Employer | Bloom Health

And we do it in a way that's different & easier, than anything else out there.

What are Defined Contribution Benefits?

Employers give benefit dollars to their employees for them to spend at their discretion using Bloom

A defined contribution approach

to funding employee benefits is a new way of thinking about controlling health care spending.

Most employees are unaware of how costly health insurance benefits can be for their employer and rarely see the offerings as part of a full compensation package.

By giving your employees a set of amount of dollars to go shopping for benefits they want and need like health insurance (aka the defined contribution approach), you start making employer benefits look like a major benefit.

How it Works

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Defined Contribution

Employers deposit pre-tax defined contribution dollars on behalf of each employee into a Bloom Account.

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Bloom Survey

Employees take an easy health, financial and risk assessment that matches them up with health plans and services that meet their needs.

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Smart Recommendations

Our own recommendation engine quickly generates tailored insurance plan options for each employee and displays them through our online marketplace - the Virtual Shelf^TM.

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Other Benefits

Based on employee preferences, we can also use the Virtual Shelf to recommend other helpful health and wellness services.

Member Experience Demo

Frustrations with Open Enrollment

So who is the Bloom Solution for?

For Employers

We help you determine a reasonable and affordable amount to spend on health insurance - finally, a budget you can control.
We offer a defined contribution solution for full-time employees, plus solutions for COBRA participants and part time workers.
We take over all the cumbersome administration of health care benefits - we even have an in-house broker.
We help your employees take greater ownership of their health care purchasing decisions.

For Employees

We help them understand how you're providing great health care benefits.
We compare lots of health plans in the Bloom health insurance exchange, giving them options and information.
We match them with the plans and services that are best suited to their individual needs, family situation and budget - no more "one-size-fits-all."
We remove the guesswork and make the whole process easy - even fun.
They become more aware of their health care finances and purchases - and more empowered to take control.

Bloom Health has the potential to save everyone time and money by providing suitable insurance alternatives available in the open market, all without the administrative overhead. Bloom Health's benefits of simplicity, cost control and employee choice are hard to ignore - regardless of organization size.

— Bob Stevens, CEO

I had to find a better health benefits option after facing yet another cost increase to our high-deductible health plan, which also resulted in poorer coverage for many of our employees. Bloom Health was this option; it has completely released us from the limitations of traditional health benefits administration while bringing greater employer and employee accountability to the table. For the first time, I feel ahead of the game when it comes to managing open enrollment and controlling health care costs into the future.

— Mike Sarafolean, President

What caught our attention was the ability to offer health benefits to our employees regardless of their health history. With our previous small group plan, there was the fear that it would blow up in costs if something happened to one of our employees or if someone had a pre-existing condition. We were attracted to the idea of being able to both maintain and project future costs.

— Ben Edwards

We are not experts in health insurance, nor do we want to be. Bloom Health takes all the work out of finding and administering health insurance, while allowing us to set and control our annual health care spend. It's great to offer health insurance as a small company and provide access to health plans tailored to everyone's unique needs.

— Adam Sellke, CEO

Bloom Health delivers us and our employees the best health care benefits value. For the first time as an employer, I can define and control my health care costs. For our employees, they now have the option to decide where to spend their health care dollars and choose a health plan based on their lifestyle and approach to health. With Bloom Health, gone are the days of unpredictable cost spikes and limited benefit plan choice. Early feedback on Bloom Health from employees has been overwhelming positive.

— Lisa Suchy

Testimonials

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Bloom Health - a defined contribution company

Our Solution

We help employers define and control their health care spending through a defined contribution methodology.

We help employees spend their defined contribution dollars wisely with much more choice.

And we do it in a way that's different & easier, than anything else out there.

What are Defined Contribution Benefits?

A defined contribution approach

How it Works

Defined Contribution

Bloom Survey

Smart Recommendations

Other Benefits

Member Experience Demo

Frustrations with Open Enrollment

So who is the Bloom Solution for?

For Employers

For Employees

Bloom is NOT an insurance company. We are a completely unbiased and an independent entity.